Berkshire Hills Bancorp Inc. (NYSE:BHLB) and First Capital Inc. (NASDAQ:FCAP) are two firms in the Savings & Loans that compete against each other. Below is a comparison of their institutional ownership, profitability, risk, analyst recommendations, dividends, earnings and valuation.
Earnings & Valuation
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Berkshire Hills Bancorp Inc.||30||3.38||N/A||2.00||16.42|
|First Capital Inc.||51||5.58||N/A||3.01||18.87|
Table 1 highlights Berkshire Hills Bancorp Inc. and First Capital Inc.’s gross revenue, earnings per share and valuation. First Capital Inc. is observed to has higher revenue and earnings than Berkshire Hills Bancorp Inc. Company that presently has a lower price-to-earnings ratio means that it is the more affordable of the two businesses. Berkshire Hills Bancorp Inc.’s shares have been trading at lower price-to-earnings ratio which means it is presently more affordable than First Capital Inc.
Table 2 provides us Berkshire Hills Bancorp Inc. and First Capital Inc.’s return on assets, net margins and return on equity.
|Net Margins||Return on Equity||Return on Assets|
|Berkshire Hills Bancorp Inc.||0.00%||7%||0.9%|
|First Capital Inc.||0.00%||11%||1.2%|
Risk and Volatility
Berkshire Hills Bancorp Inc. has a beta of 1.05 and its 5.00% more volatile than Standard & Poor’s 500. Competitively, First Capital Inc.’s 118.00% volatility makes it less volatile than Standard & Poor’s 500, because of the -0.18 beta.
Insider & Institutional Ownership
Roughly 70.5% of Berkshire Hills Bancorp Inc. shares are held by institutional investors while 6.6% of First Capital Inc. are owned by institutional investors. About 1% of Berkshire Hills Bancorp Inc.’s share are held by insiders. Competitively, 3.2% are First Capital Inc.’s share held by insiders.
In this table we show the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.
|Performance (W)||Performance (M)||Performance (Q)||Performance (HY)||Performance (Y)||Performance (YTD)|
|Berkshire Hills Bancorp Inc.||2.21%||5.87%||9.99%||17.52%||-19.21%||21.62%|
|First Capital Inc.||4.17%||10.82%||12.33%||29.33%||54.42%||33.59%|
For the past year Berkshire Hills Bancorp Inc. was less bullish than First Capital Inc.
First Capital Inc. beats on 10 of the 9 factors Berkshire Hills Bancorp Inc.
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